Financial Commitment
Therapy can be a significant financial commitment. I understand and respect that you need to be comfortable with the fee in order to commit to the work that you want to do. I feel it can be well worth the financial commitment but you should feel comfortable with that. After getting to know you and your needs, I can give you a general idea of what I recommend, but often we cannot estimate how many sessions you may need, until we are well into the work. Generally I prefer to work with people only as long as the process is beneficial towards their goals, and usually I work with people weekly or every two weeks in order to solidify gains that are made.

I accept co-pays or full payments for services by cash, personal check, credit cards or HSA accounts. For credit card payments, I input the information needed into my secure client portal associated with my practice management software (Simple Practice), and if you approve, auto pay may be used for ease of payment. Invoices, statements and superbills are sent to you through that secure system. I collect payment at the time of service, unless we agree otherwise.

Insurance Reimbursement
I am considered an “out-of-network provider,” and most insurance plans will offer some reimbursement for individual and/or family therapy (usually 50-90%), if the treatment is determined to be “medically necessary” to treat the condition or diagnosis of one person. In this case, if you wish to seek reimbursement, I collect the full fee at the time of service, and can provide you with a receipt (“superbill”) for the session and you can forward that to your insurance company so that they can reimburse you.

Couple Therapy Commitment
With couple therapy, I generally suggest at least a 6 month commitment to work towards relationship goals. This allows both partners to feel secure enough to engage in the step by step process. I am positive about relationships, and think that couples can work to re-connect and to heal, if that is what they want to do. Even if they do not stay together, full engagement in couples therapy may help people bring new insights, knowledge and openness about themselves and others to other relationships in their lives. Of course, the outcome cannot be predicted or promised, though Emotionally Focused Couple Therapy research has shown that approximately 90% of couples show significant improvement and 70-75% of couples move from distress to recovery.

Couple Therapy and Insurance

In couple therapy, the couple is the “client”. Couple therapy is not a service that is reimbursed by insurance, as insurance is for individual treatment for one person with a diagnosis. Therefore, I do not diagnose a couple or use insurance CPT codes for couple therapy, and the notes for your sessions will be kept in a joint couples chart. I do not provide a superbill for couples therapy, discernment counseling or mediation.

Good Faith Estimate Notice

Jenny Hermanson LMFT, PLLC (Marriage & Family Therapist #LF00001693)

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost. Under the “No Surprises Act”, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services. You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services. You can ask your healthcare provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service. If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises.